To be honest, I was a bit shocked when I saw my credit card statement last month.
ChatGPT Plus 22,000 KRW, Claude Pro 22,000 KRW, SUNO AI 11,000 KRW, Video Generation AI 16,000 KRW... With the rising exchange rates, over 70,000 KRW was draining from my account every month just for AI subscriptions, even if I did nothing. Are you also keeping 3 to 4 subscriptions active thinking, "I use them all anyway"?
The problem was my actual usage. I would use them intensely for a few days to write YouTube Shorts scripts or create a piece of music, and then I wouldn't even look at those AI tools for the remaining three weeks. As of 2026, with countless AI models flooding the market, paying fixed monthly fees for every service is too harsh a structure for a solo creator.
So, I boldly canceled all my monthly subscriptions and switched to a 'credit-based plan' where I only recharge as much as I need. To give you the conclusion first, my costs dropped by 70%, and my work speed actually increased. Today, I want to honestly share the optimized AI setup and workflow for creators that I have personally experienced.
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